Terms of Service

Research software, not financial advice.

These terms explain how BLS Prime should be used. The short version: the product helps you organize information and think more clearly, but you remain responsible for every financial decision.

Effective date: April 20, 2026

1. Educational and research use only

BLS Prime provides portfolio organization, market context, risk analytics, equity research outputs, and AI-assisted explanations for informational and educational purposes. It is not a registered investment adviser, broker, dealer, tax adviser, or law firm.

2. No personalized financial advice

Nothing in the product is financial, investment, tax, accounting, or legal advice. Outputs should not be treated as a recommendation to buy, sell, hold, hedge, rebalance, or otherwise transact in any security or asset. You should make decisions independently or with a qualified professional who understands your full circumstances.

3. No trading or execution

The workspace does not place trades, route orders, manage money, or execute transactions. Any staged action, memo, valuation, model, alert, or checklist is a research artifact only.

4. Data and model limitations

Market data, financial statements, third-party APIs, user-entered holdings, AI outputs, and derived calculations may be delayed, incomplete, stale, wrong, or unavailable. Deterministic calculations can still be wrong if the source data or assumptions are wrong. You should verify important information against primary sources before acting.

5. AI-assisted analysis

AI may summarize, critique, or explain sourced data and deterministic model outputs. AI can make mistakes, omit context, or overstate confidence. Treat AI text as a draft research aid, not an authority.

6. Your responsibility

You are responsible for the accuracy of holdings you enter, the assumptions you accept, the professionals you consult, and any decision you make outside the product. Past performance, model output, valuation estimates, and risk scores do not guarantee future results.

7. Acceptable use

Do not use the workspace to automate trading, manipulate markets, violate laws, reverse engineer protected services, overload third-party data providers, or make decisions for another person without proper authorization.